20 Serene CtDanvilleCA94526
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play20 Serene Ct, Danville, CA, 94526 in Danville is priced for appreciation, not yield. Rental yield 4.81%. At $1,295,000 with a 4.81% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $357,785 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.89) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $309,912.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.5% |
| Monthly Cash Flow | $(2,815) | $250 |
City averages based on Danville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,196 |
| Total Monthly Debt Service | $7,496 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94526, Danville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,983 (100%) |
| Owner Occupied HU | 10,485 (80.8%) |
| Renter Occupied HU | 2,029 (15.6%) |
| Vacant Housing Units | 469 ( 3.6%) |
| Median Home Value | $1,693,567 |
| Average Home Value | $1,652,134 |
Housing Distribution
Address Breakdown
Residential
12,465
Single Family
11,152
Multi-Family
1,313
Businesses
1,589
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94526, Danville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,983 (100%) |
| Owner Occupied HU | 10,485 (80.8%) |
| Renter Occupied HU | 2,029 (15.6%) |
| Vacant Housing Units | 469 ( 3.6%) |
| Median Home Value | $1,693,567 |
| Average Home Value | $1,652,134 |
Housing Distribution
Address Breakdown
Residential
12,465
Single Family
11,152
Multi-Family
1,313
Businesses
1,589
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Loray Hawkins • Compass
Mls Name: CCAR
Mls ID: #41111679