20 Seneca RoadPutnam ValleyNY10579








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Putnam Valley at 20 Seneca Road, Putnam Valley, NY, 10579 offers $2,360/mo rent that, after a $1,713/mo payment, leaves $23/mo cash flow. Total monthly income is $2,360/mo, and annual cash flow is $274/yr on $116,025 cash. Return on cash invested measures 20.15% in year one, and rental yield stands at 8.09% at a $350,000 entry. Equity gained on principal adds $2,258/yr while 5% annual appreciation compounds into $96,699 by year five. Five-year ROI records 104.75% and total cumulative return in cash reaches $121,538. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,360/mo property income versus a $1,713/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1950
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10579, Putnam Valley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,738 (100%) |
| Owner Occupied HU | 2,875 (76.9%) |
| Renter Occupied HU | 354 ( 9.5%) |
| Vacant Housing Units | 509 (13.6%) |
| Median Home Value | $550,236 |
| Average Home Value | $585,052 |
Housing Distribution
Address Breakdown
Residential
3,371
Single Family
3,371
Multi-Family
0
Businesses
127
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Nearby investment properties with comparable prices



Listed by: Celeste Pasciolla • Keller Williams Realty Partner
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #907181
Disclaimer: The data relating to real estate for sale or lease on this web site comes in part from OneKey MLS. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the OneKey MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 OneKey MLS. All rights reserved.








