20 S Jefferson St, Hamlet, IN, 46532 | $156/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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20 S Jefferson St, Hamlet, IN, 46532 | $156/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Hamlet at 20 S Jefferson St, Hamlet, IN, 46532 offers a 8.04% rental yield on a $224,000 purchase with $1,500/mo rent. Total monthly income registers $1,500/mo, and a $1,096/mo payment leaves $156/mo available for distribution. Annual cash flow reaches $1,869/yr on $74,256 to close, and return on cash invested stands at 22.43% in year one. Equity gained on principal adds $1,445/yr while 5% annual appreciation supports $61,887 over five years. Portfolio math shows five-year ROI at 116.09% and total cumulative return in cash at $86,203. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,500/mo property income against a $1,096/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

0.34 Acres lot

$N/A/sqft

No HOA

More details about the property

This brand new construction home offers 2 spacious bedrooms and 2 full bathrooms with an open conceptliving area that' s perfect for entertaining or relaxing. The oversized, finished garage provides ample space forstorage or hobbies. Enjoy beautiful sunsets from the screened-in back porch and start your mornings on thecovered, oversized front porch while taking in peaceful sunrise views Thoughtfully designed for comfort and modern living.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46532, Hamlet, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	792 (100%)
Owner Occupied HU	587 (74.1%)
Renter Occupied HU	146 (18.4%)
Vacant Housing Units	59 ( 7.4%)
Median Home Value	$163,750
Average Home Value	$201,116