20 Ruby Ct, Piscataway, NJ, 08854 | $63/mo Cash Flow

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20 Ruby Ct, Piscataway, NJ, 08854 | $63/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Piscataway at 20 Ruby Ct, Piscataway, NJ, 08854 listed at $499,000 pairs $3,619/mo rent with a $2,442/mo payment to leave $63/mo cash flow. Total monthly income runs $3,619/mo, and annual cash flow reaches $751/yr on $165,419 cash to close. Return on cash invested measures 20.36% in year one, and rental yield registers 8.7% at a $499,000 basis. Equity gained on principal adds $3,220/yr, and annual property appreciation at 5% supports $137,865 by year five. Five-year ROI tracks 106.51% and total cumulative return in cash totals $176,190. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,619/mo property income relative to a $2,442/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1966

5,349 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 20 Ruby Court, a charming 3 bedroom, 2 bath home nestled on a quiet cul-de-sac in Piscataway. This delightful property features hardwood floors, a newly updated kitchen with modern finishes, and a full finished basement offering flexible living space. Step outside to a lush, oversized backyard oasis, perfect for entertaining or relaxing. While the home offers classic features and solid bones, it also presents a blank canvas for your personal touch and updates. Located in a peaceful, well-established neighborhood close to local schools, parks, and shopping. Don't miss this opportunity to own a home with space, charm, and unlimited potential!