20 River Ter APT 24ANew YorkNY10282
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestment property for sale in New York at 20 River Ter APT 24A, New York, NY, 10282 projects strong ROI of 28.47%. With 5% annual appreciation, the property builds $704,518 in value over five years. Equity growth combined with cash flow delivers a projected five-year ROI of 169.37%, translating into $1,220,081 in total cumulative return on $720,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 4.8% |
| Monthly Cash Flow | $3,491 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $25,817 |
| Total Monthly Debt Service | $21,311 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2002
N/A lot
$N/A/sqft
$5,297 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10282, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,418 (100%) |
| Owner Occupied HU | 206 ( 8.5%) |
| Renter Occupied HU | 1,827 (75.6%) |
| Vacant Housing Units | 385 (15.9%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,580,671 |
Housing Distribution
Address Breakdown
Residential
2,777
Single Family
1
Multi-Family
2,776
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2002
N/A lot
$N/A/sqft
$5,297 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10282, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,418 (100%) |
| Owner Occupied HU | 206 ( 8.5%) |
| Renter Occupied HU | 1,827 (75.6%) |
| Vacant Housing Units | 385 (15.9%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,580,671 |
Housing Distribution
Address Breakdown
Residential
2,777
Single Family
1
Multi-Family
2,776
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices