20 RIO SECO DRUvaldeTX78801



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20 RIO SECO DR, Uvalde, TX, 78801 in Uvalde speaks for itself: 10.6% gross on a $359,000 price, generating $3,170/mo in rent and $617/mo in net income after the $1,614/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,410 stacks alongside $99,185 in projected five-year appreciation and $3,306/yr in principal reduction. Projected total cumulative return: $177,346.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $617 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,170 |
| Total Monthly Debt Service | $2,410 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78801, Uvalde, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,397 (100%) |
| Owner Occupied HU | 4,985 (59.4%) |
| Renter Occupied HU | 2,398 (28.6%) |
| Vacant Housing Units | 1,014 (12.1%) |
| Median Home Value | $152,617 |
| Average Home Value | $217,313 |
Housing Distribution
Address Breakdown
Residential
8,020
Single Family
7,460
Multi-Family
560
Businesses
695



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2023
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78801, Uvalde, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,397 (100%) |
| Owner Occupied HU | 4,985 (59.4%) |
| Renter Occupied HU | 2,398 (28.6%) |
| Vacant Housing Units | 1,014 (12.1%) |
| Median Home Value | $152,617 |
| Average Home Value | $217,313 |
Housing Distribution
Address Breakdown
Residential
8,020
Single Family
7,460
Multi-Family
560
Businesses
695
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Wendy McArthur • Lantana Realty
Mls Name: SABOR
Mls Provider:
Mls ID: #1807467
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








