20 Richardson StPlymouth MeetingPA19462
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 20 Richardson St, Plymouth Meeting, PA, 19462 in Plymouth Meeting. Priced at $185,000, it generates $3,508/mo in gross rent and $2,295/mo in net monthly cash flow, a 22.75% yield that comfortably supports the 4.22 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $27,544. Five-year appreciation: $51,112. Equity from principal paydown: $1,704/yr. Total projected cumulative return: $218,213.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.8% | 6.2% |
| Monthly Cash Flow | $2,295 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,508 |
| Total Monthly Debt Service | $1,139 |
| DSCR Ratio | 3.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1875
713 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19462, Plymouth Meeting, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,756 (100%) |
| Owner Occupied HU | 4,671 (69.1%) |
| Renter Occupied HU | 1,821 (27.0%) |
| Vacant Housing Units | 264 ( 3.9%) |
| Median Home Value | $521,458 |
| Average Home Value | $576,666 |
Housing Distribution
Address Breakdown
Residential
6,560
Single Family
5,557
Multi-Family
1,003
Businesses
866
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1875
713 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19462, Plymouth Meeting, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,756 (100%) |
| Owner Occupied HU | 4,671 (69.1%) |
| Renter Occupied HU | 1,821 (27.0%) |
| Vacant Housing Units | 264 ( 3.9%) |
| Median Home Value | $521,458 |
| Average Home Value | $576,666 |
Housing Distribution
Address Breakdown
Residential
6,560
Single Family
5,557
Multi-Family
1,003
Businesses
866
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices