20 Presidio AveSan FranciscoCA94115
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Francisco rental at 20 Presidio Ave, San Francisco, CA, 94115 sits in the solid-income band: 9.35% gross yield, $3,110/mo rent, $464/mo net after the $1,794/mo debt service, DSCR 1.73. Entry price of $399,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,236 and $3,675/yr in principal reduction bring total cumulative return to $181,937.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $464 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,110 |
| Total Monthly Debt Service | $2,488 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1909
3,626 sqft lot
$N/A/sqft
$178 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1909
3,626 sqft lot
$N/A/sqft
$178 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Natalie Kitchen • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425031147
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.