20 Pleasant StreetMonsonME04464
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 20 Pleasant Street, Monson, ME, 04464 in Monson. Rental yield 7.36%. The 1.36 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $91,173 and $3,039/yr in principal reduction project total return of $121,479.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $(59) | $300 |
City averages based on Monson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,023 |
| Total Monthly Debt Service | $1,951 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04464, Monson, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 705 (100%) |
| Owner Occupied HU | 285 (40.4%) |
| Renter Occupied HU | 52 ( 7.4%) |
| Vacant Housing Units | 368 (52.2%) |
| Median Home Value | $270,076 |
| Average Home Value | $285,921 |
Housing Distribution
Address Breakdown
Residential
149
Single Family
125
Multi-Family
24
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04464, Monson, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 705 (100%) |
| Owner Occupied HU | 285 (40.4%) |
| Renter Occupied HU | 52 ( 7.4%) |
| Vacant Housing Units | 368 (52.2%) |
| Median Home Value | $270,076 |
| Average Home Value | $285,921 |
Housing Distribution
Address Breakdown
Residential
149
Single Family
125
Multi-Family
24
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices