20 Pine StMiltonvaleKS67466
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 20 Pine St, Miltonvale, KS, 67466 in Miltonvale worth modelling. At $109,000 with a 9.08% gross yield, the $825/mo rent leaves $100/mo after the $490/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.68 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $30,115 by year five; $1,004/yr in principal reduction adds further equity. Total projected return: $48,033.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $100 | $350 |
City averages based on Miltonvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $825 |
| Total Monthly Debt Service | $682 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67466, Miltonvale, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 363 (100%) |
| Owner Occupied HU | 218 (60.1%) |
| Renter Occupied HU | 50 (13.8%) |
| Vacant Housing Units | 95 (26.2%) |
| Median Home Value | $175,000 |
| Average Home Value | $238,578 |
Housing Distribution
Address Breakdown
Residential
252
Single Family
252
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67466, Miltonvale, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 363 (100%) |
| Owner Occupied HU | 218 (60.1%) |
| Renter Occupied HU | 50 (13.8%) |
| Vacant Housing Units | 95 (26.2%) |
| Median Home Value | $175,000 |
| Average Home Value | $238,578 |
Housing Distribution
Address Breakdown
Residential
252
Single Family
252
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda Losh • Coldwell Banker Kaleidoscope Realty
Mls Name: FHARMLS
Mls Provider:
Mls ID: #20243050
Disclaimer: IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.