20 Morin DrEasthamptonMA01027
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20 Morin Dr, Easthampton, MA, 01027 in Easthampton speaks for itself: 11.1% gross on a $339,900 price, generating $3,145/mo in rent and $1,003/mo in net income after the $1,528/mo debt service. DSCR 2.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,034 stacks alongside $93,908 in projected five-year appreciation and $3,131/yr in principal reduction. Projected total cumulative return: $193,634.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.3% |
| Monthly Cash Flow | $1,003 | $850 |
City averages based on Easthampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,145 |
| Total Monthly Debt Service | $2,007 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kylene Canon-Smith • Canon Real Estate, Inc.
Mls Name: MLS PIN
Mls ID: #73411441