20 Montgomery Ave UNIT KBala CynwydPA19004
INVESTMENT ANALYSIS
Investment Verdict
Solid Income20 Montgomery Ave UNIT K, Bala Cynwyd, PA, 19004 in Bala Cynwyd carries a 1.67 coverage ratio, rent of $3,229/mo is 1.67 times the $1,930/mo payment. Rental yield 8.16%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $429,200 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $118,580; total projected cumulative return: $170,218.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(267) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,229 |
| Total Monthly Debt Service | $2,976 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1980
1,820 sqft lot
$N/A/sqft
$334 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19004, Bala Cynwyd, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,393 (100%) |
| Owner Occupied HU | 3,131 (58.1%) |
| Renter Occupied HU | 1,779 (33.0%) |
| Vacant Housing Units | 483 ( 9.0%) |
| Median Home Value | $717,620 |
| Average Home Value | $745,147 |
Housing Distribution
Address Breakdown
Residential
5,025
Single Family
3,000
Multi-Family
2,025
Businesses
1,232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1980
1,820 sqft lot
$N/A/sqft
$334 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19004, Bala Cynwyd, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,393 (100%) |
| Owner Occupied HU | 3,131 (58.1%) |
| Renter Occupied HU | 1,779 (33.0%) |
| Vacant Housing Units | 483 ( 9.0%) |
| Median Home Value | $717,620 |
| Average Home Value | $745,147 |
Housing Distribution
Address Breakdown
Residential
5,025
Single Family
3,000
Multi-Family
2,025
Businesses
1,232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A