20 Leach DrGuntersvilleAL35976




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Guntersville at 20 Leach Dr, Guntersville, AL, 35976 with 5% annual appreciation on a $265,900 basis while $2,174/mo rent supports operations. Total monthly income totals $2,174/mo and a $1,301/mo payment preserves $674/mo for cash returns. Annual cash flow comes to $8,083/yr on $88,146 deployed, and return on cash invested reaches 29.08% in year one. Equity gained on principal adds $1,716/yr, and five-year appreciation sums $73,463 alongside rental yield of 9.81%. Five-year ROI measures 151.31% and total cumulative return in cash totals $133,378.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,174/mo property income versus a $1,301/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2004
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
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