20 J O Crawford LaneArnoldsvilleGA30619
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 20 J O Crawford Lane, Arnoldsville, GA, 30619 in Arnoldsville is listed at $120,000 and delivers $941/mo in rent and $211/mo in net monthly cash flow. The 9.41% yield and 1.74 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $33,154 over five years, and $1,105/yr in principal reduction supplements cash return. Total projected cumulative return: $58,977.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.5% |
| Monthly Cash Flow | $211 | $200 |
City averages based on Arnoldsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $941 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1969
3.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30619, Arnoldsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 655 (100%) |
| Owner Occupied HU | 470 (71.8%) |
| Renter Occupied HU | 137 (20.9%) |
| Vacant Housing Units | 48 ( 7.3%) |
| Median Home Value | $236,842 |
| Average Home Value | $295,420 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
687
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1969
3.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30619, Arnoldsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 655 (100%) |
| Owner Occupied HU | 470 (71.8%) |
| Renter Occupied HU | 137 (20.9%) |
| Vacant Housing Units | 48 ( 7.3%) |
| Median Home Value | $236,842 |
| Average Home Value | $295,420 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
687
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mayra Garcia • Virtual Properties Realty
Mls Name: Hive MLS
Mls ID: #CL348796