20 Gleneagle Ct #304AClaytonGA30525
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20 Gleneagle Ct #304A, Clayton, GA, 30525 in Clayton speaks for itself: 11.08% gross on a $349,000 price, generating $3,222/mo in rent and $798/mo in net income after the $1,569/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,575 stacks alongside $96,422 in projected five-year appreciation and $3,214/yr in principal reduction. Projected total cumulative return: $184,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 7.0% |
| Monthly Cash Flow | $798 | $1,200 |
City averages based on Clayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,222 |
| Total Monthly Debt Service | $2,285 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2002
N/A lot
$N/A/sqft
$3,600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30525, Clayton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,758 (100%) |
| Owner Occupied HU | 2,979 (51.7%) |
| Renter Occupied HU | 970 (16.8%) |
| Vacant Housing Units | 1,809 (31.4%) |
| Median Home Value | $329,000 |
| Average Home Value | $449,994 |
Housing Distribution
Address Breakdown
Residential
4,360
Single Family
4,227
Multi-Family
133
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2002
N/A lot
$N/A/sqft
$3,600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30525, Clayton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,758 (100%) |
| Owner Occupied HU | 2,979 (51.7%) |
| Renter Occupied HU | 970 (16.8%) |
| Vacant Housing Units | 1,809 (31.4%) |
| Median Home Value | $329,000 |
| Average Home Value | $449,994 |
Housing Distribution
Address Breakdown
Residential
4,360
Single Family
4,227
Multi-Family
133
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices