20 Crocus LaneLovellME04051
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 20 Crocus Lane, Lovell, ME, 04051 in Lovell worth study. Rental yield 2.05%. The 2.05% gross yield is below cash-flow benchmarks at $1,700,000, but 5% annual appreciation, adding $469,679 over five years, frames this as a capital growth position. Rent of $2,902/mo partially offsets the $7,644/mo payment. Ziffy Mortgage finances appreciation-play properties (0.38 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $141,860.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 5.5% |
| Monthly Cash Flow | $(7,827) | $450 |
City averages based on Lovell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,902 |
| Total Monthly Debt Service | $10,053 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
3.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04051, Lovell, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,267 (100%) |
| Owner Occupied HU | 457 (36.1%) |
| Renter Occupied HU | 48 ( 3.8%) |
| Vacant Housing Units | 762 (60.1%) |
| Median Home Value | $361,932 |
| Average Home Value | $426,668 |
Housing Distribution
Address Breakdown
Residential
478
Single Family
478
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
3.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04051, Lovell, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,267 (100%) |
| Owner Occupied HU | 457 (36.1%) |
| Renter Occupied HU | 48 ( 3.8%) |
| Vacant Housing Units | 762 (60.1%) |
| Median Home Value | $361,932 |
| Average Home Value | $426,668 |
Housing Distribution
Address Breakdown
Residential
478
Single Family
478
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices