20 County Road 842CullmanAL35057








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cullman at 20 County Road 842, Cullman, AL, 35057 listed at $100,500 pairs $1,790/mo rent with a $492/mo payment to leave $1,223/mo cash flow. Total monthly income runs $1,790/mo, and annual cash flow reaches $14,671/yr on $33,316 cash to close. Return on cash invested measures 63.95% in year one, and rental yield registers 21.37% at a $100,500 basis. Equity gained on principal adds $649/yr, and annual property appreciation at 5% supports $27,766 by year five. Five-year ROI tracks 338.34% and total cumulative return in cash totals $112,721. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,790/mo property income relative to a $492/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Manufactured
Built in 2000
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35057, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,502 (100%) |
| Owner Occupied HU | 4,634 (71.3%) |
| Renter Occupied HU | 1,044 (16.1%) |
| Vacant Housing Units | 824 (12.7%) |
| Median Home Value | $242,343 |
| Average Home Value | $300,679 |
Housing Distribution
Address Breakdown
Residential
6,221
Single Family
6,221
Multi-Family
0
Businesses
206
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Listed by: Misti B Oliver • Alabama Realty Group
Mls Name: Strategic MLS Alliance
Mls ID: #525088
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








