20 County Road 505Mc CroryAR72101
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 20 County Road 505, Mc Crory, AR, 72101 in Mc Crory is listed at $215,000 and delivers $1,550/mo in rent and $258/mo in net monthly cash flow. The 8.65% yield and 1.60 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $59,401 over five years, and $1,980/yr in principal reduction supplements cash return. Total projected cumulative return: $97,924.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $258 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,550 |
| Total Monthly Debt Service | $1,207 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72101, Mc Crory, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,637 (100%) |
| Owner Occupied HU | 929 (56.8%) |
| Renter Occupied HU | 468 (28.6%) |
| Vacant Housing Units | 240 (14.7%) |
| Median Home Value | $100,386 |
| Average Home Value | $140,982 |
Housing Distribution
Address Breakdown
Residential
1,181
Single Family
1,143
Multi-Family
38
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72101, Mc Crory, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,637 (100%) |
| Owner Occupied HU | 929 (56.8%) |
| Renter Occupied HU | 468 (28.6%) |
| Vacant Housing Units | 240 (14.7%) |
| Median Home Value | $100,386 |
| Average Home Value | $140,982 |
Housing Distribution
Address Breakdown
Residential
1,181
Single Family
1,143
Multi-Family
38
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices