20 Cliff DrFeltonDE19943
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.44% yield at 20 Cliff Dr, Felton, DE, 19943 in Felton is solid, but the $2,414/mo payment compresses net cash flow to $194/mo at $536,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $148,336 by year five, and $4,945/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $217,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $194 | $1,200 |
City averages based on Felton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,330 |
| Total Monthly Debt Service | $2,893 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19943, Felton, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,961 (100%) |
| Owner Occupied HU | 4,838 (81.2%) |
| Renter Occupied HU | 752 (12.6%) |
| Vacant Housing Units | 371 ( 6.2%) |
| Median Home Value | $358,999 |
| Average Home Value | $365,888 |
Housing Distribution
Address Breakdown
Residential
5,479
Single Family
5,479
Multi-Family
0
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19943, Felton, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,961 (100%) |
| Owner Occupied HU | 4,838 (81.2%) |
| Renter Occupied HU | 752 (12.6%) |
| Vacant Housing Units | 371 ( 6.2%) |
| Median Home Value | $358,999 |
| Average Home Value | $365,888 |
Housing Distribution
Address Breakdown
Residential
5,479
Single Family
5,479
Multi-Family
0
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices