20 Charca WayHot SpringsAR71909








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Hot Springs at 20 Charca Way, Hot Springs, AR, 71909 offers a 10.08% rental yield on a $295,000 purchase with $2,478/mo rent. Total monthly income registers $2,478/mo, and a $1,444/mo payment leaves $705/mo available for distribution. Annual cash flow reaches $8,455/yr on $97,793 to close, and return on cash invested stands at 28.55% in year one. Equity gained on principal adds $1,904/yr while 5% annual appreciation supports $81,503 over five years. Portfolio math shows five-year ROI at 148.98% and total cumulative return in cash at $145,694. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,478/mo property income against a $1,444/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1996
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71909, Hot Springs Village, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,653 (100%) |
| Owner Occupied HU | 8,230 (77.3%) |
| Renter Occupied HU | 1,134 (10.6%) |
| Vacant Housing Units | 1,289 (12.1%) |
| Median Home Value | $288,567 |
| Average Home Value | $337,292 |
Housing Distribution
Address Breakdown
Residential
10,339
Single Family
10,236
Multi-Family
103
Businesses
319
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Listed by: Angela Pelton • McGraw Realtors - Benton
Mls Name: CARMLS
Mls ID: #25043586








