20 Academy StGerman ValleyIL61039








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in German Valley at 20 Academy St, German Valley, IL, 61039 offers a 11.52% rental yield on a $125,000 purchase with $1,200/mo rent. Total monthly income registers $1,200/mo, and a $612/mo payment leaves $333/mo available for distribution. Annual cash flow reaches $3,993/yr on $41,438 to close, and return on cash invested stands at 29.55% in year one. Equity gained on principal adds $807/yr while 5% annual appreciation supports $34,535 over five years. Portfolio math shows five-year ROI at 155.49% and total cumulative return in cash at $64,433. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,200/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1977
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61039, German Valley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 259 (78.5%) |
| Renter Occupied HU | 51 (15.5%) |
| Vacant Housing Units | 20 ( 6.1%) |
| Median Home Value | $201,736 |
| Average Home Value | $211,921 |
Housing Distribution
Address Breakdown
Residential
269
Single Family
260
Multi-Family
9
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Malcolm Payne • Payne Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12545221








