20-20.0 N Stone Mill Dr #1026DedhamMA02026
INVESTMENT ANALYSIS
Investment Verdict
Solid Income20-20.0 N Stone Mill Dr #1026, Dedham, MA, 02026 in Dedham carries a 1.52 coverage ratio, rent of $3,487/mo is 1.52 times the $2,299/mo payment. Rental yield 8.63%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $485,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $133,997; total projected cumulative return: $202,693.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $(1,000) | $700 |
City averages based on Dedham market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,487 |
| Total Monthly Debt Service | $2,982 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1988
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73578953
