2 Tree Top LaneDobbs FerryNY10522
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2 Tree Top Lane, Dobbs Ferry, NY, 10522 in Dobbs Ferry is a solid income-producing rental, 8.6% gross yield, $3,870/mo rent, $264/mo net cash flow on a $540,000 buy. DSCR 1.59 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $149,192 and $4,973/yr in principal reduction project a total cumulative return of $222,898.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $264 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,870 |
| Total Monthly Debt Service | $3,391 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10522, Dobbs Ferry, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,505 (100%) |
| Owner Occupied HU | 2,381 (52.9%) |
| Renter Occupied HU | 1,813 (40.2%) |
| Vacant Housing Units | 311 ( 6.9%) |
| Median Home Value | $847,243 |
| Average Home Value | $954,224 |
Housing Distribution
Address Breakdown
Residential
4,273
Single Family
3,367
Multi-Family
906
Businesses
379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10522, Dobbs Ferry, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,505 (100%) |
| Owner Occupied HU | 2,381 (52.9%) |
| Renter Occupied HU | 1,813 (40.2%) |
| Vacant Housing Units | 311 ( 6.9%) |
| Median Home Value | $847,243 |
| Average Home Value | $954,224 |
Housing Distribution
Address Breakdown
Residential
4,273
Single Family
3,367
Multi-Family
906
Businesses
379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Colleen J. Cushman • Compass Greater NY, LLC
Mls Name: OneKey MLS
Mls ID: #911499