2 Russell AveYorkvilleNY13495
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2 Russell Ave, Yorkville, NY, 13495 in Yorkville is a top-tier cash-flow asset. At $195,000 it produces $2,028/mo in rent and $726/mo in net monthly income, a 12.48% gross rental yield. The DSCR of 2.31 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,710. Five-year appreciation adds $53,875, driving a total cumulative return of $121,081.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 6.2% |
| Monthly Cash Flow | $726 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,028 |
| Total Monthly Debt Service | $1,225 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1925
8,580 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13495, Yorkville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,030 (100%) |
| Owner Occupied HU | 565 (54.9%) |
| Renter Occupied HU | 392 (38.1%) |
| Vacant Housing Units | 73 ( 7.1%) |
| Median Home Value | $146,673 |
| Average Home Value | $151,920 |
Housing Distribution
Address Breakdown
Residential
914
Single Family
908
Multi-Family
6
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1925
8,580 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13495, Yorkville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,030 (100%) |
| Owner Occupied HU | 565 (54.9%) |
| Renter Occupied HU | 392 (38.1%) |
| Vacant Housing Units | 73 ( 7.1%) |
| Median Home Value | $146,673 |
| Average Home Value | $151,920 |
Housing Distribution
Address Breakdown
Residential
914
Single Family
908
Multi-Family
6
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices