2 Rockcrest CirRockvilleMD20851
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2 Rockcrest Cir, Rockville, MD, 20851 in Rockville is a conservative rental investment at $699,000. Rental yield 6.01%. A 1.11 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $193,121; $6,438/yr in principal paydown supplements. Total projected return: $210,609.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 4.8% |
| Monthly Cash Flow | $(847) | $1,850 |
City averages based on Rockville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,500 |
| Total Monthly Debt Service | $4,069 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
1,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20851, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,292 (100%) |
| Owner Occupied HU | 2,926 (68.2%) |
| Renter Occupied HU | 1,196 (27.9%) |
| Vacant Housing Units | 170 ( 4.0%) |
| Median Home Value | $538,949 |
| Average Home Value | $573,892 |
Housing Distribution
Address Breakdown
Residential
5,041
Single Family
3,737
Multi-Family
1,304
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
1,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20851, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,292 (100%) |
| Owner Occupied HU | 2,926 (68.2%) |
| Renter Occupied HU | 1,196 (27.9%) |
| Vacant Housing Units | 170 ( 4.0%) |
| Median Home Value | $538,949 |
| Average Home Value | $573,892 |
Housing Distribution
Address Breakdown
Residential
5,041
Single Family
3,737
Multi-Family
1,304
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices