2 Maple StShirleyMA01464
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 2 Maple St, Shirley, MA, 01464 in Shirley delivers $3,545/mo in gross rent and $551/mo in net monthly income at a $475,000 entry. The 8.96% yield and 1.66 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $131,234 over five years and $4,375/yr in equity from loan paydown, total projected return is $215,846.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.0% |
| Monthly Cash Flow | $551 | $800 |
City averages based on Shirley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,545 |
| Total Monthly Debt Service | $2,805 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01464, Shirley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,707 (100%) |
| Owner Occupied HU | 1,956 (72.3%) |
| Renter Occupied HU | 632 (23.3%) |
| Vacant Housing Units | 119 ( 4.4%) |
| Median Home Value | $533,333 |
| Average Home Value | $622,294 |
Housing Distribution
Address Breakdown
Residential
2,191
Single Family
2,143
Multi-Family
48
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01464, Shirley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,707 (100%) |
| Owner Occupied HU | 1,956 (72.3%) |
| Renter Occupied HU | 632 (23.3%) |
| Vacant Housing Units | 119 ( 4.4%) |
| Median Home Value | $533,333 |
| Average Home Value | $622,294 |
Housing Distribution
Address Breakdown
Residential
2,191
Single Family
2,143
Multi-Family
48
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73488174