2 Laurik LaneNaplesME04055
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2 Laurik Lane, Naples, ME, 04055 in Naples carries a 1.71 coverage ratio, rent of $1,152/mo is 1.71 times the $674/mo payment. Rental yield 9.22%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $149,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $41,415; total projected cumulative return: $41,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.3% |
| Monthly Cash Flow | $(269) | $450 |
City averages based on Naples market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,152 |
| Total Monthly Debt Service | $1,361 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
4.22 Acres lot
$N/A/sqft
$475 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04055, Naples, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 1,458 (46.7%) |
| Renter Occupied HU | 223 ( 7.1%) |
| Vacant Housing Units | 1,441 (46.2%) |
| Median Home Value | $446,865 |
| Average Home Value | $498,944 |
Housing Distribution
Address Breakdown
Residential
1,842
Single Family
1,822
Multi-Family
20
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
4.22 Acres lot
$N/A/sqft
$475 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04055, Naples, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 1,458 (46.7%) |
| Renter Occupied HU | 223 ( 7.1%) |
| Vacant Housing Units | 1,441 (46.2%) |
| Median Home Value | $446,865 |
| Average Home Value | $498,944 |
Housing Distribution
Address Breakdown
Residential
1,842
Single Family
1,822
Multi-Family
20
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • The Maine Real Estate Experience
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1629115
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782