2 Gunn RdMontagueMA01351
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 2 Gunn Rd, Montague, MA, 01351 in Montague at $749,900, 2.78% gross yield, is a market-growth asset. Rental yield 2.78%. The $1,740/mo rent partially funds the $3,372/mo debt service; the core return is the 5%/yr price growth projected to add $207,184 over five years. Ziffy Mortgage's DSCR mortgage (0.52) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $92,540.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 5.0% |
| Monthly Cash Flow | $(2,986) | $450 |
City averages based on Montague market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $4,428 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
2.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01351, Montague, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,081 (100%) |
| Owner Occupied HU | 807 (74.7%) |
| Renter Occupied HU | 234 (21.6%) |
| Vacant Housing Units | 40 ( 3.7%) |
| Median Home Value | $357,822 |
| Average Home Value | $431,698 |
Housing Distribution
Address Breakdown
Residential
912
Single Family
912
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
2.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01351, Montague, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,081 (100%) |
| Owner Occupied HU | 807 (74.7%) |
| Renter Occupied HU | 234 (21.6%) |
| Vacant Housing Units | 40 ( 3.7%) |
| Median Home Value | $357,822 |
| Average Home Value | $431,698 |
Housing Distribution
Address Breakdown
Residential
912
Single Family
912
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Douglas Fontaine • Maniatty Real Estate
Mls Name: MLS PIN
Mls ID: #73457947