2 George Rd UNIT 2WinchesterMA01890
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Winchester rental at 2 George Rd UNIT 2, Winchester, MA, 01890 sits in the solid-income band: 9.52% gross yield, $5,257/mo rent, $1,082/mo net after the $2,979/mo debt service, DSCR 1.76. Entry price of $662,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $183,037 and $6,102/yr in principal reduction bring total cumulative return to $321,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.0% |
| Monthly Cash Flow | $1,082 | $700 |
City averages based on Winchester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,257 |
| Total Monthly Debt Service | $3,912 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01890, Winchester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,302 (100%) |
| Owner Occupied HU | 6,554 (78.9%) |
| Renter Occupied HU | 1,289 (15.5%) |
| Vacant Housing Units | 459 ( 5.5%) |
| Median Home Value | $1,305,712 |
| Average Home Value | $1,367,316 |
Housing Distribution
Address Breakdown
Residential
8,296
Single Family
7,442
Multi-Family
854
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01890, Winchester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,302 (100%) |
| Owner Occupied HU | 6,554 (78.9%) |
| Renter Occupied HU | 1,289 (15.5%) |
| Vacant Housing Units | 459 ( 5.5%) |
| Median Home Value | $1,305,712 |
| Average Home Value | $1,367,316 |
Housing Distribution
Address Breakdown
Residential
8,296
Single Family
7,442
Multi-Family
854
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rajive Dogra • Coldwell Banker Realty - Lexington
Mls Name: MLS PIN
Mls ID: #73420808