2 Cycle St, Westfield, MA, 01085 | $181/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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2 Cycle St, Westfield, MA, 01085 | $181/mo Cash Flow | Ziffy

For Sale

Listed for sale 3 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Westfield at 2 Cycle St, Westfield, MA, 01085 with 5% annual appreciation on a $365,000 basis while $2,481/mo rent supports operations. Total monthly income totals $2,481/mo and a $1,786/mo payment preserves $181/mo for cash returns. Annual cash flow comes to $2,172/yr on $120,998 deployed, and return on cash invested reaches 21.7% in year one. Equity gained on principal adds $2,355/yr, and five-year appreciation sums $100,843 alongside rental yield of 8.16%. Five-year ROI measures 112.61% and total cumulative return in cash totals $136,255.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,481/mo property income versus a $1,786/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1920

9,147 sqft lot

$N/A/sqft

No HOA

More details about the property

Classic Colonial set on a generous lot, featuring a flexible floor plan with a desirable first floor bedroom. The main level offers a sun filled dining room with a wide picture window and hardwood floors throughout. The welcoming living room is a focal point, highlighted by a fireplace w/paneled millwork, custom built in shelving, wainscoting, & ample windows that bring in natural light. The kitchen is well appointed w/SS appliances, granite countertops, tile backsplash, & a center island. Just off the kitchen, a spacious family room provides additional living space with sliders leading directly to the backyard for an easy indoor-outdoor flow. The second floor includes three additional bedrooms & a full bath. Recent exterior updates include NEW siding and a NEW deck, complemented by a large yard and a front porch. This home blends classic Colonial architecture w/ thoughtful updates & versatile living spaces. Open House, Saturday, December 20th 12:30-2:00pm.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01085, Westfield, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,388 (100%)
Owner Occupied HU	11,178 (64.3%)
Renter Occupied HU	5,229 (30.1%)
Vacant Housing Units	981 ( 5.6%)
Median Home Value	$354,538
Average Home Value	$397,530