2 Centre StPt CarbonPA17965
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2 Centre St, Pt Carbon, PA, 17965 in Pt Carbon earns a respectable 9.47% gross yield at $129,900, but after the $584/mo mortgage the net cash flow is $174/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.76) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $35,889 over five years, making equity the dominant return driver. Total projected return: $60,668.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $174 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,025 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17965, Port Carbon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 921 (100%) |
| Owner Occupied HU | 631 (68.5%) |
| Renter Occupied HU | 186 (20.2%) |
| Vacant Housing Units | 104 (11.3%) |
| Median Home Value | $118,125 |
| Average Home Value | $151,791 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
855
Multi-Family
51
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17965, Port Carbon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 921 (100%) |
| Owner Occupied HU | 631 (68.5%) |
| Renter Occupied HU | 186 (20.2%) |
| Vacant Housing Units | 104 (11.3%) |
| Median Home Value | $118,125 |
| Average Home Value | $151,791 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
855
Multi-Family
51
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PASK2026900