2 Castleford DrBella VistaAR72714
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 2 Castleford Dr, Bella Vista, AR, 72714 in Bella Vista the bet is firmly on appreciation. Rental yield 4.62%. The 4.62% gross yield on a $810,000 price is below income-first thresholds, but 5%/yr value growth projects $223,788 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.86) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $191,523.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.1% |
| Monthly Cash Flow | $(1,790) | $420 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,121 |
| Total Monthly Debt Service | $4,589 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.77 Acres lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.77 Acres lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Willa Ball • Pedigree Real Estate
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1305709
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.