2 Bridge RdBethany BeachDE19930
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 2 Bridge Rd, Bethany Beach, DE, 19930 in Bethany Beach the bet is firmly on appreciation. Rental yield 3.2%. The 3.2% gross yield on a $1,025,000 price is below income-first thresholds, but 5%/yr value growth projects $283,189 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.59) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $180,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 5.5% |
| Monthly Cash Flow | $(3,201) | $1,200 |
City averages based on Bethany Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,730 |
| Total Monthly Debt Service | $5,523 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: ANN RASKAUSKAS • BETHANY AREA REALTY LLC
Mls Name: Bright MLS
Mls ID: #DESU2100474