19W182 Ginny Ln E #182Oak BrookIL60523
INVESTMENT ANALYSIS
Investment Verdict
Solid Income19W182 Ginny Ln E #182, Oak Brook, IL, 60523 in Oak Brook earns a respectable 9.85% gross yield at $599,500, but after the $2,842/mo mortgage the net cash flow is $180/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.73) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $165,631 over five years, making equity the dominant return driver. Total projected return: $267,053.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.2% |
| Monthly Cash Flow | $180 | $350 |
City averages based on Oak Brook market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,920 |
| Total Monthly Debt Service | $4,066 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60523, Oak Brook, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,149 (100%) |
| Owner Occupied HU | 3,188 (76.8%) |
| Renter Occupied HU | 641 (15.4%) |
| Vacant Housing Units | 320 ( 7.7%) |
| Median Home Value | $730,721 |
| Average Home Value | $895,750 |
Housing Distribution
Address Breakdown
Residential
5,038
Single Family
3,497
Multi-Family
1,541
Businesses
1,096
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
