19D Cobble Stone Way #DClancyMT59634
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder19D Cobble Stone Way #D, Clancy, MT, 59634 in Clancy is a stable, well-positioned rental at $459,000. Rental yield 7.74%. DSCR 1.43 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $126,813 in value and $4,227/yr in principal paydown builds equity, a total projected return of $191,212.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(52) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,960 |
| Total Monthly Debt Service | $2,500 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59634, Clancy, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 2,019 (86.5%) |
| Renter Occupied HU | 167 ( 7.2%) |
| Vacant Housing Units | 147 ( 6.3%) |
| Median Home Value | $569,607 |
| Average Home Value | $612,377 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,924
Multi-Family
66
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59634, Clancy, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 2,019 (86.5%) |
| Renter Occupied HU | 167 ( 7.2%) |
| Vacant Housing Units | 147 ( 6.3%) |
| Median Home Value | $569,607 |
| Average Home Value | $612,377 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,924
Multi-Family
66
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices