19960 American Ave Space 51HilmarCA95324
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow19960 American Ave Space 51, Hilmar, CA, 95324 in Hilmar earns its strong cash-flow label: 10.84% yield, $2,520/mo rent, $794/mo net income, DSCR 2.01. The $279,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $77,083 by year five. Combined with $2,570/yr in principal paydown, total projected return reaches $156,872.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $794 | $1,500 |
City averages based on Hilmar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $1,615 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95324, Hilmar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,617 (100%) |
| Owner Occupied HU | 1,644 (62.8%) |
| Renter Occupied HU | 882 (33.7%) |
| Vacant Housing Units | 91 ( 3.5%) |
| Median Home Value | $439,148 |
| Average Home Value | $500,979 |
Housing Distribution
Address Breakdown
Residential
2,351
Single Family
2,345
Multi-Family
6
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95324, Hilmar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,617 (100%) |
| Owner Occupied HU | 1,644 (62.8%) |
| Renter Occupied HU | 882 (33.7%) |
| Vacant Housing Units | 91 ( 3.5%) |
| Median Home Value | $439,148 |
| Average Home Value | $500,979 |
Housing Distribution
Address Breakdown
Residential
2,351
Single Family
2,345
Multi-Family
6
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226024320