199 Mill Dam RdCenterportNY11721
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 199 Mill Dam Rd, Centerport, NY, 11721 in Centerport is a conservative rental investment at $656,700. Rental yield 7.64%. A 1.41 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $181,434; $6,048/yr in principal paydown supplements. Total projected return: $237,051.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(207) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,178 |
| Total Monthly Debt Service | $4,124 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11721, Centerport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,380 (100%) |
| Owner Occupied HU | 2,082 (87.5%) |
| Renter Occupied HU | 191 ( 8.0%) |
| Vacant Housing Units | 107 ( 4.5%) |
| Median Home Value | $798,246 |
| Average Home Value | $907,244 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,340
Multi-Family
4
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11721, Centerport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,380 (100%) |
| Owner Occupied HU | 2,082 (87.5%) |
| Renter Occupied HU | 191 ( 8.0%) |
| Vacant Housing Units | 107 ( 4.5%) |
| Median Home Value | $798,246 |
| Average Home Value | $907,244 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,340
Multi-Family
4
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A