199 Lower Valley DrKunkletownPA18058
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 199 Lower Valley Dr, Kunkletown, PA, 18058 in Kunkletown deserves attention. This $346,000 property earns $3,629/mo in rent, a 12.59% gross yield, and nets $1,271/mo after the $1,556/mo payment. DSCR 2.33 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $95,593 compounds alongside $3,187/yr in yearly equity build, for a total cumulative return of $213,937.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.2% |
| Monthly Cash Flow | $1,271 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,629 |
| Total Monthly Debt Service | $2,220 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18058, Kunkletown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,487 (100%) |
| Owner Occupied HU | 3,436 (76.6%) |
| Renter Occupied HU | 501 (11.2%) |
| Vacant Housing Units | 550 (12.3%) |
| Median Home Value | $306,747 |
| Average Home Value | $349,870 |
Housing Distribution
Address Breakdown
Residential
3,959
Single Family
3,959
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
1.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18058, Kunkletown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,487 (100%) |
| Owner Occupied HU | 3,436 (76.6%) |
| Renter Occupied HU | 501 (11.2%) |
| Vacant Housing Units | 550 (12.3%) |
| Median Home Value | $306,747 |
| Average Home Value | $349,870 |
Housing Distribution
Address Breakdown
Residential
3,959
Single Family
3,959
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A