198B Sierra CtWoodbridgeNJ07095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow198B Sierra Ct, Woodbridge, NJ, 07095 in Woodbridge earns a respectable 10.03% gross yield at $330,000, but after the $1,484/mo mortgage the net cash flow is $27/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.86) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $91,173 over five years, making equity the dominant return driver. Total projected return: $152,655.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $27 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,759 |
| Total Monthly Debt Service | $2,221 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07095, Woodbridge, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,218 (100%) |
| Owner Occupied HU | 4,599 (49.9%) |
| Renter Occupied HU | 4,044 (43.9%) |
| Vacant Housing Units | 575 ( 6.2%) |
| Median Home Value | $448,125 |
| Average Home Value | $483,766 |
Housing Distribution
Address Breakdown
Residential
8,914
Single Family
6,970
Multi-Family
1,944
Businesses
1,073
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07095, Woodbridge, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,218 (100%) |
| Owner Occupied HU | 4,599 (49.9%) |
| Renter Occupied HU | 4,044 (43.9%) |
| Vacant Housing Units | 575 ( 6.2%) |
| Median Home Value | $448,125 |
| Average Home Value | $483,766 |
Housing Distribution
Address Breakdown
Residential
8,914
Single Family
6,970
Multi-Family
1,944
Businesses
1,073
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSMLS
Mls ID: #4022559