19875 115th AveSperryIA52650



INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play19875 115th Ave, Sperry, IA, 52650 in Sperry is priced for appreciation, not yield. Rental yield 0%. At $269,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $74,320 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $250 |
City averages based on Sperry market data in our database. Property projections are estimates.
Single Family
Built in 1960
1.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52650, Sperry, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 351 (100%) |
| Owner Occupied HU | 302 (86.0%) |
| Renter Occupied HU | 35 ( 10.0%) |
| Vacant Housing Units | 14 ( 4.0%) |
| Median Home Value | $268,831 |
| Average Home Value | $300,116 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
6



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1960
1.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52650, Sperry, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 351 (100%) |
| Owner Occupied HU | 302 (86.0%) |
| Renter Occupied HU | 35 ( 10.0%) |
| Vacant Housing Units | 14 ( 4.0%) |
| Median Home Value | $268,831 |
| Average Home Value | $300,116 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Rachel Griffel • Ruhl & Ruhl, REALTORS
Mls Name: NoCoast MLS
Mls Provider:
Mls ID: #6326997
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.




