19865 E 769th RdTahlequahOK74464



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 19865 E 769th Rd, Tahlequah, OK, 74464 in Tahlequah: $2,544/mo in rent, $725/mo net, 10.72% gross yield, all on a $284,900 acquisition. The 1.99 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $78,713 in value, and $2,624/yr in principal paydown steadily builds equity. Projected total cumulative return: $154,958.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $725 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,544 |
| Total Monthly Debt Service | $1,706 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74464, Tahlequah, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,955 (100%) |
| Owner Occupied HU | 6,563 (47.0%) |
| Renter Occupied HU | 5,616 (40.2%) |
| Vacant Housing Units | 1,776 (12.7%) |
| Median Home Value | $187,782 |
| Average Home Value | $238,022 |
Housing Distribution
Address Breakdown
Residential
12,942
Single Family
12,254
Multi-Family
688
Businesses
1,081



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1997
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74464, Tahlequah, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,955 (100%) |
| Owner Occupied HU | 6,563 (47.0%) |
| Renter Occupied HU | 5,616 (40.2%) |
| Vacant Housing Units | 1,776 (12.7%) |
| Median Home Value | $187,782 |
| Average Home Value | $238,022 |
Housing Distribution
Address Breakdown
Residential
12,942
Single Family
12,254
Multi-Family
688
Businesses
1,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











