19842 Summerset LaneParkerCO80138
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 19842 Summerset Lane, Parker, CO, 80138 in Parker deserves attention. This $369,700 property earns $3,384/mo in rent, a 10.98% gross yield, and nets $905/mo after the $1,662/mo payment. DSCR 2.04 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $102,141 compounds alongside $3,405/yr in yearly equity build, for a total cumulative return of $218,732.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 3.2% |
| Monthly Cash Flow | $905 | $1,200 |
City averages based on Parker market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,384 |
| Total Monthly Debt Service | $2,007 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80138, Parker, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,214 (100%) |
| Owner Occupied HU | 10,065 (76.2%) |
| Renter Occupied HU | 2,813 (21.3%) |
| Vacant Housing Units | 336 ( 2.5%) |
| Median Home Value | $690,246 |
| Average Home Value | $757,861 |
Housing Distribution
Address Breakdown
Residential
12,959
Single Family
10,709
Multi-Family
2,250
Businesses
387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80138, Parker, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,214 (100%) |
| Owner Occupied HU | 10,065 (76.2%) |
| Renter Occupied HU | 2,813 (21.3%) |
| Vacant Housing Units | 336 ( 2.5%) |
| Median Home Value | $690,246 |
| Average Home Value | $757,861 |
Housing Distribution
Address Breakdown
Residential
12,959
Single Family
10,709
Multi-Family
2,250
Businesses
387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices