19830 Encino Brook StSan AntonioTX78259
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 19830 Encino Brook St, San Antonio, TX, 78259 in San Antonio aligned with their strategy. Rental yield 6.49%. DSCR 1.20 and 6.49% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,066/yr in paydown build toward a projected cumulative return of $149,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.8% |
| Monthly Cash Flow | $(957) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,975 |
| Total Monthly Debt Service | $3,713 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.35 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.35 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Annie Molnar • eXp Realty
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1946474
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.