19825 New Idria RdPaicinesCA95043
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Paicines at 19825 New Idria Rd, Paicines, CA, 95043 projects strong ROI of 3.92%. Rental yield 2.13%. With 5% annual appreciation, the property builds $745,933 in value over five years. Equity growth combined delivers a projected five-year ROI of 33.8%, translating into $257,837 in total cumulative return on $762,722 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 5.5% |
| Monthly Cash Flow | $(11,902) | $1,500 |
City averages based on Paicines market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,800 |
| Total Monthly Debt Service | $15,628 |
| DSCR Ratio | 0.31x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
1,756 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95043, Paicines, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 276 (100%) |
| Owner Occupied HU | 129 (46.7%) |
| Renter Occupied HU | 113 (40.9%) |
| Vacant Housing Units | 34 (12.3%) |
| Median Home Value | $1,250,000 |
| Average Home Value | $1,347,694 |
Housing Distribution
Address Breakdown
Residential
163
Single Family
163
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
1,756 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95043, Paicines, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 276 (100%) |
| Owner Occupied HU | 129 (46.7%) |
| Renter Occupied HU | 113 (40.9%) |
| Vacant Housing Units | 34 (12.3%) |
| Median Home Value | $1,250,000 |
| Average Home Value | $1,347,694 |
Housing Distribution
Address Breakdown
Residential
163
Single Family
163
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Noble • Nino Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82032657