19820 E Amherst DriveAuroraCO80013
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 19820 E Amherst Drive, Aurora, CO, 80013 in Aurora is narrow, $113/mo net on $2,969/mo rent after the $2,203/mo debt service, but the property operates at break-even-plus, not a loss. At $490,000 with a 7.27% yield, the long-run equity case via 5% appreciation ($135,378 over five years) and $4,513/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $192,355.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.1% |
| Monthly Cash Flow | $113 | $285 |
City averages based on Aurora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,969 |
| Total Monthly Debt Service | $2,661 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
5,445 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80013, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,576 (100%) |
| Owner Occupied HU | 18,859 (71.0%) |
| Renter Occupied HU | 6,986 (26.3%) |
| Vacant Housing Units | 731 ( 2.8%) |
| Median Home Value | $520,533 |
| Average Home Value | $575,621 |
Housing Distribution
Address Breakdown
Residential
26,194
Single Family
22,182
Multi-Family
4,012
Businesses
316
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
5,445 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80013, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,576 (100%) |
| Owner Occupied HU | 18,859 (71.0%) |
| Renter Occupied HU | 6,986 (26.3%) |
| Vacant Housing Units | 731 ( 2.8%) |
| Median Home Value | $520,533 |
| Average Home Value | $575,621 |
Housing Distribution
Address Breakdown
Residential
26,194
Single Family
22,182
Multi-Family
4,012
Businesses
316
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Savannah Joyce • Compass - Denver
Mls Name: REcolorado
Mls Provider:
Mls ID: #3478466
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