19810 Encino Brook StSan AntonioTX78259
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 19810 Encino Brook St, San Antonio, TX, 78259 in San Antonio. Priced at $355,000, it generates $3,290/mo in gross rent and $589/mo in net monthly cash flow, a 11.12% yield that comfortably supports the 2.06 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,066. Five-year appreciation: $98,080. Equity from principal paydown: $3,270/yr. Total projected cumulative return: $174,737.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.8% |
| Monthly Cash Flow | $589 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,290 |
| Total Monthly Debt Service | $2,560 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.40 Acres lot
$N/A/sqft
$357 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.40 Acres lot
$N/A/sqft
$357 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Abee • RE/MAX Preferred, REALTORS
Mls Name: SABOR
Mls Provider:
Mls ID: #1854046
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.