198 Fred Scott RdPollockLA71467
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.47% yield at 198 Fred Scott Rd, Pollock, LA, 71467 in Pollock is solid, but the $517/mo payment compresses net cash flow to $195/mo at $114,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $31,745 by year five, and $1,058/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.75) without U.S. income documentation. Total projected return: $56,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $195 | $450 |
City averages based on Pollock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $907 |
| Total Monthly Debt Service | $666 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71467, Pollock, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,400 (100%) |
| Owner Occupied HU | 1,692 (70.5%) |
| Renter Occupied HU | 405 (16.9%) |
| Vacant Housing Units | 303 (12.6%) |
| Median Home Value | $203,049 |
| Average Home Value | $199,569 |
Housing Distribution
Address Breakdown
Residential
2,234
Single Family
2,234
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71467, Pollock, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,400 (100%) |
| Owner Occupied HU | 1,692 (70.5%) |
| Renter Occupied HU | 405 (16.9%) |
| Vacant Housing Units | 303 (12.6%) |
| Median Home Value | $203,049 |
| Average Home Value | $199,569 |
Housing Distribution
Address Breakdown
Residential
2,234
Single Family
2,234
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices