1978 N 225 W #72OgdenUT84414
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1978 N 225 W #72, Ogden, UT, 84414 in Ogden at $349,900 earns $2,274/mo in rent and nets $48/mo after the $1,573/mo payment, a 7.8% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,671 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $3,223/yr in principal paydown, total projected return reaches $146,566.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $48 | $450 |
City averages based on Ogden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $1,912 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2008
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84414, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,249 (100%) |
| Owner Occupied HU | 9,738 (86.6%) |
| Renter Occupied HU | 1,356 (12.1%) |
| Vacant Housing Units | 155 ( 1.4%) |
| Median Home Value | $572,962 |
| Average Home Value | $635,423 |
Housing Distribution
Address Breakdown
Residential
10,991
Single Family
10,926
Multi-Family
65
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2008
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84414, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,249 (100%) |
| Owner Occupied HU | 9,738 (86.6%) |
| Renter Occupied HU | 1,356 (12.1%) |
| Vacant Housing Units | 155 ( 1.4%) |
| Median Home Value | $572,962 |
| Average Home Value | $635,423 |
Housing Distribution
Address Breakdown
Residential
10,991
Single Family
10,926
Multi-Family
65
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices