1976 Tradan Dr #65San JoseCA95132
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1976 Tradan Dr #65, San Jose, CA, 95132 in San Jose is a conservative rental investment at $498,888. Rental yield 6.96%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $137,834; $4,595/yr in principal paydown supplements. Total projected return: $176,950.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(622) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,896 |
| Total Monthly Debt Service | $2,888 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
4,965 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95132, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,983 (100%) |
| Owner Occupied HU | 8,140 (67.9%) |
| Renter Occupied HU | 3,498 (29.2%) |
| Vacant Housing Units | 345 ( 2.9%) |
| Median Home Value | $1,313,557 |
| Average Home Value | $1,340,748 |
Housing Distribution
Address Breakdown
Residential
12,005
Single Family
11,429
Multi-Family
576
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
4,965 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95132, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,983 (100%) |
| Owner Occupied HU | 8,140 (67.9%) |
| Renter Occupied HU | 3,498 (29.2%) |
| Vacant Housing Units | 345 ( 2.9%) |
| Median Home Value | $1,313,557 |
| Average Home Value | $1,340,748 |
Housing Distribution
Address Breakdown
Residential
12,005
Single Family
11,429
Multi-Family
576
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carlos Borba • Corcoran Icon Properties
Mls Name: MLSListings Inc
Mls ID: #ML82034162