1976 Spruceton RoadWest KillNY12492








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in West Kill at 1976 Spruceton Road, West Kill, NY, 12492 priced at $250,000 converts $2,484/mo rent into $814/mo cash flow after a $1,224/mo obligation. Total monthly income equals $2,484/mo, and annual cash flow totals $9,770/yr on $82,875 invested. Return on cash invested prints 31.7% in year one, and rental yield reads 11.92% against a $250,000 entry. Equity gained on principal adds $1,613/yr, while 5% annual appreciation compiles into $69,070 by year five. Five-year ROI reaches 166.74% and total cumulative return in cash sums $138,190. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,484/mo property income covering a $1,224/mo payment, not borrower’s personal income.
Single Family
Built in 1984
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12492, West Kill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 326 (100%) |
| Owner Occupied HU | 138 (42.3%) |
| Renter Occupied HU | 20 ( 6.1%) |
| Vacant Housing Units | 168 (51.5%) |
| Median Home Value | $376,667 |
| Average Home Value | $448,188 |
Housing Distribution
Address Breakdown
Residential
96
Single Family
96
Multi-Family
0
Businesses
10
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